Personal Finance Calc

Personal Finance Calculators

• Monthly Loan Payment: Computes the monthly payment of a fixed interest rate loan (e.g., home mortgage or car loan).
• Credit Card Equation:  Computes the number of months to pay off a credit card.
• Mortgage Affordability: Compute the amount of principal one can borrow based on monthly payment, duration and interest rate.
• Leverage Ratio: Calculates a ratio describing debt to income.
• Compound Interest: Computes the compounded interest on a fixed interest rate investment
• CAGR: Computes the compounded annual growth rate achieved on an investment.
• Rule of 72: Provides a quick estimate on time to double an investment
• Simple Interest Earned: Computes a rough estimate on interest earned over time.
• Wage Calculator: Computes the annual, monthly and weekly pay amounts base on hourly wage and hours per week.
• Current Mortgage Rates:
  • 30 Year Fixed Interest Rate: 6.6 %
  • 15 Year Fixed Interest Rate: 6.02 %
  •  7/6 SOFR ARM: [Invalid Constant]

Usage

Managing one's personal finances requires the monitoring of metrics like ones enclosed here on a regular basis.

Financial Calculators

Also consider the following finance and accounting equations and calculators:

• Net Cash flow from Operation
• Current Ratio or Liquidity Ratio
• Capital Recovery Factor
• Annual Percentage Yield
• Simple interest Earned
• Debt to Equity Ratio
• Compound interest Future Value
• Personal Finace
• Microeconomics Calculator
• Annualized Amortization
• Credit Card Equation
• Leverage Ratio
• Cash Flow
• Compound Interest
• CAGR
• Present Value
• Future Value
• Rule of 72
• Simple Interest Earned

See Also

• Accounting Ratios - Business Accounting ratios
• Black-Scholes -  Stock call/put equation

External Links

• Business Insider article

1. ^  Business Insider: 11 Personal Finance Equations You Need to Know.