The Leverage Ratio calculator computes the ratio of the sum of liabilities and debt verses income.

INSTRUCTIONS:  Choose your currency units (e.g. Indian Rupee), and enter the following:

• (tL) Total Liabilities
• (tD) Total Debt
• (tI) Total Income

Leveraged Ratio (LR): The calculator will make the needed currency conversions and compute the Leverage Ratio. 

The Math / Science

This formula calculates a ratio that compares debt to income.  Personal liabilities and debt include loans (home, education, auto) and other debts such as back taxes or rent (i.e. things one is obligated to pay).  

This formula provides a snapshot at an instant in time.  Generally one wants to minimize this ratio, because it often affects one's ability to qualify for commercial lending (bank loans etc.).

Personal Finance Calculators

• Monthly Loan Payment: Computes the monthly payment of a fixed interest rate loan (e.g., home mortgage or car loan).
• Credit Card Equation:  Computes the number of months to pay off a credit card.
• Mortgage Affordability: Compute the amount of principal one can borrow based on monthly payment, duration and interest rate.
• Leverage Ratio: Calculates a ratio describing debt to income.
• Compound Interest: Computes the compounded interest on a fixed interest rate investment
• CAGR: Computes the compounded annual growth rate achieved on an investment.
• Rule of 72: Provides a quick estimate on time to double an investment
• Simple Interest Earned: Computes a rough estimate on interest earned over time.
• Wage Calculator: Computes the annual, monthly and weekly pay amounts base on hourly wage and hours per week.
• Current Mortgage Rates:
  • 30 Year Fixed Interest Rate: 6.55 %
  • 15 Year Fixed Interest Rate: 5.97 %
  •  7/6 SOFR ARM: [Invalid Constant]

Financial Calculators

Also consider the following finance and accounting equations and calculators:

• Net Cash flow from Operation
• Current Ratio or Liquidity Ratio
• Capital Recovery Factor
• Annual Percentage Yield
• Simple interest Earned
• Debt to Equity Ratio
• Compound interest Future Value
• Personal Finace
• Microeconomics Calculator
• Annualized Amortization
• Credit Card Equation
• Leverage Ratio
• Cash Flow
• Compound Interest
• CAGR
• Present Value
• Future Value
• Rule of 72
• Simple Interest Earned

External Links

• Business Insider  11 Personal Finance Equations You Need To Know